If you are injured on the job and cannot work, a Hempstead, NY, workers’ compensation can help you get benefits under the New York workers’ compensation system.
Workers’ compensation is insurance that provides monetary benefits and/or medical care for workers who are injured or become ill as a direct result of their job. According to New York law, employers operating in the state are required to carry workers‘ compensation coverage for their employees, including part-time employees, with limited exceptions. Benefits, meant to cover medical expenses and part of lost wages for workers injured on the job and for dependents of workers who die as a result of job-related injuries, relieve the burdens at a time when medical bills may be mounting and money cannot be earned.
Workers’ comp insurance is paid for by employers and directed by the NY Workers’ Compensation Board, a state agency that processes the claims. Benefits are paid regardless of who was at fault for causing the injury. Too often, however, injured workers run into road-blocks trying to navigate the workers’ comp system and get the benefits they deserve.
Filing claims for workers’ compensation benefits is a complicated process and has to be done correctly or your claim can be denied. In addition, employers whose insurance premiums increase based on claims paid will fight against any workers’ comp claim. Insurance companies who are out for profit will often try to avoid paying out claims. They may use tactics such as denying claims on a technicality or claiming the death was not even work-related. To deal with these hurdles, you should have a Hempstead workers’ compensation lawyer on your side to fight for your rights to fair compensation or to bring a workers’ comp lawsuit or personal injury lawsuit if circumstances warrant it.
Our Hempstead workers’ comp lawyers have the resources to investigate your case. At Tucker Lawyers, we know how to combat denials and get you optimum benefits. We offer a free, confidential consultation to discuss the circumstances of your individual situation and show you what we can do to help. Call us today at (516) 399-2364 to get started.
Our workers’ comp lawyers in Hempstead know that after a work injury leaves you incapacitated you need to focus on getting well. Dealing with laws, bureaucracy, and the stress of completing and filing forms can be overwhelming and confusing for an injured worker. Unfortunately, making mistakes can be costly and even cause your claim to be denied. Claims are paid only if everything is filed correctly and the employer or insurance carrier agrees that the injury or illness is work-related. If the employer or insurance carrier disputes the claim, no cash benefits are paid until the workers’ compensation law judge decides who is right.
When you hire Tucker Lawyers, we will make sure everything is done correctly from the start to result in a successful claim. If a claim has already been denied, we know how to make appeals and to fight denials.
We can help you at all stages in the workers’ comp claim filing process. We can…
When you contact our firm, we will examine your individual situation, explain how the law applies to you, handle the application process, fight any denials, and fight for the compensation you deserve. Call us today at (516) 399-2364.
Our workers’ compensation attorneys in Hempstead, NY, will help you get pay for lost wages in situations where your injury is work-related. In addition to your lost wages, you may also be entitled to additional coverage for expenses such as medical bills and for help getting back to work.
To be covered under New York workers’ compensation laws the following must be true:
If you meet the above criteria, workers’ comp does cover lost wages, but not all of them. Amounts are limited by certain factors and percentage formulas set out by law and by the type of injury or disability.
While you are entitled to medical coverage from the first day you are injured, you may not receive cash benefits for the first seven days of the disability, unless it continues for more than fourteen days.
The actual amount workers’ comp will give you to replace lost income depends upon how your disability is classified. New York has the following disability classifications for payment:
Ask our Hempstead workers’ comp lawyer about how the NY disability classifications will apply to you and how that can impact the amount of settlement you receive.
In all cases, if you are unable to work for more than seven days, workers’ comp will pay for lost wages based on your average weekly wage for the previous year. The following formula is used to calculate benefits:
2/3 x average weekly wage x % of disability = weekly benefit
If you are classified as totally (100%) disabled, you will receive the full two-thirds of your weekly wage. If you are classified as 50 % partially disabled, you would receive half that amount. There are also maximum benefit amounts that are adjusted every July 1 based on the New York State Average Weekly Wage for the previous calendar year.
If a medical condition reaches a point where it wouldn’t improve even with further treatment and you are 100% disabled, you can receive two-thirds of your average weekly wage as long as you are disabled. If you can return to work but are unable to earn the same wages you once did, you may be entitled to a benefit to make up two-thirds of the difference.
In addition to weekly benefits to cover lost wages, workers’ comp may provide other benefits. These include:
New York law allows death claims to be filed through the state’s workers’ compensation system by the surviving spouse, children, parents, or estate. Death benefits include indemnity compensation benefits and costs of funeral expenses, according to a schedule. Talk to our Hempstead workers’ compensation attorney at Tucker Lawyers to learn about benefits you may be eligible to receive.
The goal of workers’ compensation is to eliminate the need for lengthy and costly civil lawsuits in cases of injury on the job. However, there are some situations where you may be able to go beyond workers’ comp and bring a personal injury or wrongful death claim that will provide compensation for non-economic damages, such as pain and suffering, as well as costs such as medical expenses and lost wages.
An example of such a situation is if the injury or death was caused by an outside contractor who ran over a worker while on the job. When you contact us, our Hempstead workers’ compensation attorneys will examine your situation to see if it warrants a lawsuit.
If you have been injured on the job in New York, you do not have to navigate the complex workers’ compensation process alone. The Hempstead workers’ compensation lawyers at Tucker Lawyers, PC will be there for you to fight for the maximum benefits and best medical care available.
We offer a free consultation, so call (516) 399-2364 today.
John has personally handled thousands of clients who were victims of another’s negligence and fights relentlessly for their rights. John enjoys bringing closure to a client’s matter so that the injured party can move forward with their life. His background enables him to evaluate complex liability related claims and bring resolution to claims in a record time frame. [ATTORNEY BIO]